1 Review Expenses
Review your expenses for the past 3 months. Get an accurate snapshot of your spending expenditures so you can plan better.
2 Prioritise
Prioritise your expenses. Once you know how much and what you spend on, you can plan better.
3 Be Financial Literate
Become financially literate. There are many reliable websites which will give you a good understanding of personal finances, which will be a valuable life-long asset.
4 Obtain Credit Report
Obtain a copy of your credit report. Take steps to improve your credit score, if required. It will help you have easy access to credit when you need it in the future.
5 Resist Splurging
Resist the urge to splurge. There are certain times when our spending discipline goes out through the window. This is especially during holidays and family gatherings! Keep a check on your spending expenditures during these times.
![Parc Greenwich EC](https://icl-blog.s3.ap-southeast-1.amazonaws.com/uploads/2021/08/31200051/PArc-Greenwich-150x150.jpg)
Parc Greenwich EC to be launched by Frasers Property
![licensed moneylender](https://icl-blog.s3.ap-southeast-1.amazonaws.com/uploads/2021/11/01195729/blake-wisz-credit-bureau-licensed-moneylender-min-150x150.jpg)