While it has only been 2 weeks into the new year, a lot of hopeful couples are eagerly anticipating the first round of BTO launch that’s coming up in February 2020 BTO. The February 2020 BTO plots offer some interesting choices for Singaporeans who are looking to settle down with their other half. iCompareLoan is here to help you to make better decision when deciding your BTO choices, i.e. by decoding the upcoming Sembawang BTO and Toa Payoh BTO for hopeful applicants.

Sembawang BTO: Accessible BTO With Good Amenities In A Non-Mature Estate

MAP 1: Sembawang BTO map for February 2020 BTO

Unless you have been living in the Northern part of Singapore for most of your life, it is improbable that you will want to choose to live there. The reason is because most people have the misconception that the Northern part of Singapore is very inaccessible, especially if you are travelling by public transport. Well, that isn’t always the case.

For instance, this upcoming Sembawang BTO is exactly the counter example you need to debunk that misconception. With the Canberra MRT situated right at the feet of the development, future residents of this Sembawang BTO has the luxury of walking to the MRT by foot.

If you look around the map, you will notice that there are a lot of condominiums in the area. These condominiums were built in anticipation of the Canberra MRT station for years. Now that the Canberra MRT station is up and running, you are paying a hugely discounted price to stay right next to Canberra MRT. You don’t even have to wait for the MRT to be built, unlike all those condominium developments. We dare say that you are getting a good deal with this Sembawang BTO if you are lucky enough to get a good ballot number.

February 2020 BTO: Sembawang HDB BTO Details

Nearest MRT	Canberra MRT
Nearest shopping mall	Sembawang Shopping Centre, Canberra Plaza (u/c), Sun Plaza
Nearby amenities	Jalan Sendudok Park, Jalan Kemuning Park, Yishun Neighbourhood Park, Canberra-Sembawang Park Connector, Sembawang Hot Spring Chong Pang Market, Sembawang Community Club, Bukit Canberra (Sembawang Sports and Community Hub) (u/c)
Schools in the area	Ahmad Ibrahim Secondary School, Northland Secondary School, Sembawang Secondary School, Xishan Primary School, Sembawang Primary School, Chongfu School, Canberra Primary School, Wellington Primary School, Endeavour Primary School,
Commute time to City Hall MRT	55 minutes
Commute time to nearest shopping mall	10-15 minutes (by foot)
Types of flats offered	2R Flexi, 3R, 4R, 5R, 3GEN
Estimated number of units	1,400

Table 1: Sembawang BTO Details Table for February 2020 BTO

Toa Payoh BTO: Central Location vs Housing Size

MAP 2: Toa Payoh BTO map for February 2020 BTO

Toa Payoh is one of the oldest housing estates in Singapore. As such, most of its land space is already fully utilized. That’s why when we saw that they are opening up 2 new BTO launches in February 2020 BTO, it was unbelievable.

The demand for these 2 Toa Payoh BTO launches is forecasted to be quite strong given that it is so rare for BTO launches to happen in Toa Payoh. For couples who are looking to stay near your parents in Toa Payoh, this Toa Payoh BTO is your chance.

The other reason for a strong demand is that the Toa Payoh BTO is within 20 minutes from City Hall, both by MRT and by car. For those who are working within the Central Business District (CBD), this is a huge incentive to apply for the Toa Payoh BTO.

However, you will need to consider whether the housing sizes will fit your needs. For the Toa Payoh BTO launch, the biggest housing size is 4R. This could be a tiny bit small for you and your spouse, especially if you are planning for a few kids in the future. You will need to weigh the pros and cons of a very central location against the size of the housing.

For those who buy a BTO, you can opt to use HDB loan or bank HDB loan to finance your HDB BTO flat.

February 2020 BTO: Toa Payoh BTO Details

Nearest MRT	Caldecott MRT (Circle Line), Caldecott MRT (Thomson East Coast Line) (u/c), Braddell MRT, Toa Payoh MRT, Potong Pasir MRT
Nearest shopping mall	HDB Hub
Nearby amenities	Toa Payoh Stadium, Toa Payoh Sports Hall, Toa Payoh Polyclinic, Mount Alvernia Hospital, Singapore Islamic Hub, Toa Payoh Public Library, Kallang Park Connector Toa Payoh South Community Club, Toa Payoh South Community Club, Toa Payoh West Community Club
Schools in the area	Lighthouse School, Marymount Convent School, Raffles Girls’ School (u/c), CHIJ Secondary School (Toa Payoh), Beatty Secondary School, St Andrew’s Secondary School, CHIJ Primary School (Toa Payoh), First Toa Payoh Primary School, SJI International, St Andrew’s Junior College,
Commute time to City Hall MRT	20 minutes
Commute time to nearest shopping mall	15 minutes (by train)
Types of flats offered	2R Flexi, 3R, 4R
Estimated number of units	1,620

Table 2: Toa Payoh BTO Details Table for February 2020 BTO

Discuss what you think about the upcoming February 2020 BTO launches with us here.